BTC to XMR swap: Bitcoin to Monero exchange

Bitcoin’s ledger is its weakest privacy property. Every output you have ever received sits in public view, linked to the outputs it was spent into, and firms exist purely to attach names to those clusters — usually the name you gave a KYC exchange years ago. Once an address of yours is labelled, so is everything upstream and downstream of it. Moving into Monero is how that trail terminates rather than lengthens.

On arrival the properties invert. Monero hides the sender, the recipient and the amount at the protocol level, so there is no version of the transaction where the numbers are visible and the parties merely obscured. There is no shielded pool to opt into and no transparent mode to accidentally fall back to. Bring a Monero wallet address rather than an exchange deposit address: many centralised venues have delisted XMR, and a deposit to a closed listing is the one failure this route cannot undo.

In practice people convert Bitcoin to Monero in two situations. The first is a holder who bought years ago at a venue that has since been through several rounds of data requests, and who would rather the coins stopped being attributable to that account. The second is someone about to receive funds from a counterparty they do not want reading their balance history afterwards — converting first means the counterparty sees a Monero address and nothing behind it. Neither is a trade on Monero market data: the amount is whatever needs moving, and the exchange service in the middle only has to be one that never asked who you are. Enter the Bitcoin BTC to convert, BTC to XMR, and the quote shows what the Monero wallet will receive. An anonymous BTC to XMR swap asks only for a Monero address and a Bitcoin refund address, so you swap BTC to XMR, no KYC, without creating a record that names you.

To convert BTC to XMR, enter the exchange amount in the widget. The XMR converter tool then shows the estimated amount you will receive. That figure is the BTC to XMR conversion rate from the best of our partners at that moment, with every fee already taken off. It is a receive amount, not a mid-market price. The widget doubles as a BTC to XMR exchange and price calculator: change the amount and the BTC to XMR conversion updates with it, with no order created.

The rate moves with market conditions across the cryptocurrency market, so the estimated amount is only current until you confirm. At that point it is priced once more, and the order is created at the rate you were shown. Converting Bitcoin costs nothing beyond that figure except one thing: the Bitcoin transaction fee your own wallet pays to send the deposit. On some chains those are called gas fees. They depend on network conditions, not on us.

The exchange process has one manual step, which is sending the deposit. Everything after it is automatic. Once the exchange is completed, the XMR is in your wallet and the swap's data is purged. If something looks wrong before then — a deposit below the minimum, a transfer on the wrong network — the support team can be reached with your swap link. The refund address you set is where funds return.

Minimum amount

The live minimum amount of BTC for this pair is shown in the widget before you confirm. It moves with network conditions rather than being a fixed figure, and there is no maximum.

Network fee

The fee for delivering XMR to your wallet is already inside the receive amount. The one cost outside the quote is the Bitcoin network fee your own wallet pays to broadcast the deposit.

Exchange rate

The BTC to XMR exchange rate is compared in real time across several partners when you enter the amount, and re-priced server-side the moment you confirm, so the rate you see is the rate the order is created with.

Confirmations

The exchange runs once the BTC deposit has the network confirmations the partner requires, and Bitcoin produces a block every ~10 min. How many it waits for depends on the amount, so the tracking page shows the live count.

Every BTC to XMR swap is processed automatically as soon as the required blockchain confirmations land — no manual approval, no review queue, no waiting period we impose. Exchange Bitcoin to Monero here and there is no account step either, so your Monero leaves for your wallet as fast as network conditions allow.

• Set a refund address. It is where funds go back to automatically if the swap cannot complete. Without one a refund is still possible, but you have to contact support with your swap link and a return address first — see refund handling.

This swap needs no account, no email and no identity document, because there is no mechanism here to collect them. What is stored is the amount, the destination address and the refund address — the minimum needed to execute and, if necessary, reverse the exchange — and it is purged once the swap finalizes.

Private mode routes the exchange so that no single party sees both ends of it, at the cost of slightly more spread and one extra settlement hop. The full architecture, and what it deliberately does not promise, is on the privacy page.

1. 01
   Pick the pair and amount

   Set how much BTC you want to exchange. The widget quotes live across our partners and shows the best XMR receive amount.

2. 02
   Give two addresses

   Your XMR destination address, and a BTC refund address in case the swap cannot complete. No account, no email, no identity check.

3. 03
   Send the deposit

   Transfer the BTC from your own wallet to the address shown. Nothing is held on your behalf — it is forwarded on arrival.

4. 04
   Receive your coins

   Once the deposit confirms, the exchange executes and the XMR is sent to your address. Follow it the whole way on the tracking page.

• XMR → BTC
• USDT → XMR
• XMR → USDT
• ETH → XMR
• XMR → ETH
• LTC → XMR
• XMR → LTC
• SOL → XMR

More about Bitcoin and Monero, or browse all exchange pairs and all supported coins.