Swap XMR: anonymous Monero swap

These are reference figures from our own rate feed, not quotes — every swap is re-priced across our liquidity partners at the moment you confirm, and the best receive amount wins. How that comparison works is on the methodology page.

Block time

~2 min

Network

Monero

Monero conceals the sender, the receiver and the amount of every transaction by construction. Ring signatures hide which output is really being spent, stealth addresses mean the address you publish is never the one that appears on chain, and RingCT hides the value. There is no transparent mode to fall back to, so every user contributes to everyone else’s privacy.

That mandatory design is the practical difference between Monero and opt-in privacy chains. Where shielding is a choice, only a fraction of users take it, and that fraction is itself a small, conspicuous set; where it is mandatory, the anonymity set is the entire network.

Blocks arrive about every two minutes. Monero is also unusually widely quoted across our liquidity partners, which keeps the spread on XMR pairs competitive despite the delistings elsewhere.

Among privacy focused cryptocurrencies Monero is the one that leaves nothing optional: ring signatures hide the sender, and ring confidential transactions (RingCT) conceal the transaction amount, so no transaction details are published for an observer to read. That also shapes how people buy Monero (XMR). Few venues will sell it for a credit or debit card payment, and those that do verify identity first, so the common way to purchase Monero without an account is to swap another coin for it. A private Monero exchange should ask for nothing but an address, and that is all this one takes.

• Set a refund address. Funds go back there automatically if a swap cannot complete — a deposit below the minimum, or one arriving after the quote window closed. Without one, a refund needs a message to support instead. See refund handling.
• Nothing is held for you. Deposits are forwarded, not stored, and the data kept is the amount and the two addresses — purged once the swap finalizes. The full picture is on the privacy page.

The usual way to buy Monero is a centralized exchange: open an account, pass identity verification, link a bank account or a card, and pay in fiat currency. It works, and every step of it is recorded against your name — the purchase, the payment details and the address you withdraw to. If you already hold any other coin there is a shorter route: convert it into XMR here. A Monero swap needs no account and no verification, exchange processing is automatic once the deposit lands, and the XMR goes straight to a wallet you control, so you keep full control of the keys from the first minute.

What this site does not do is take a card or a bank transfer. There is no fiat on-ramp, by design, because the on-ramp is exactly the step that requires identity. If you hold nothing yet, buy something liquid on an exchange you are prepared to be verified at, withdraw it, and swap from there. The swap is the step with no account in it — the withdrawal before it still sits on a public chain under your name, which is Bitcoin anonymous explains.

Minimum amount

The live minimum amount of XMR for each pair is shown in the widget before you confirm. It moves with network conditions rather than being a fixed figure, and there is no maximum.

Network fee

The fee for delivering coins to your wallet address is already inside the receive amount. The one cost outside the quote is the transaction fee your own wallet pays to send the XMR deposit.

Exchange rate

XMR exchange rates are compared in real time across several partners when you enter the amount, and re-priced server-side the moment you confirm, so the rate you see is the rate the order is created with.

Processing time

A swap out of XMR runs once your XMR transaction to the deposit address has the network confirmations the partner requires, and Monero transactions settle in blocks that come every ~2 min. How many it waits for depends on the amount and on network congestion, so the tracking page shows the live count.

• BTC → XMR
• XMR → BTC
• USDT → XMR
• XMR → USDT
• ETH → XMR
• XMR → ETH
• LTC → XMR
• XMR → LTC
• SOL → XMR
• XMR → SOL
• XMR → XRP
• XRP → XMR
• BNB → XMR
• XMR → BNB
• ZEC → XMR

Any pair is quotable, not just these — a wide range of digital assets is listed, and every supported coin can be swapped against every other, and the popular routes each have a page of their own.

• Litecoin
• Solana
• BNB
• Zcash
• Dash
• Cardano