XMR to BTC swap: XMR to Bitcoin exchange

The reason to come back to Bitcoin is acceptance. It is the asset with the deepest order books, the widest merchant support and the most venues quoting it. Holding value in Monero means periodically converting some of it into the thing counterparties actually price in. Doing that through a registered exchange would mean depositing XMR under an identity, which hands the observer exactly the link the previous swap removed.

Routing it through an exchange service with no accounts keeps the two sides unlinked: nothing ties the Monero you sent to the Bitcoin you receive except an order id you can discard. Send to a wallet you control rather than straight to a custodial account. Bitcoin arriving from a swap is transparent from that moment on, and depositing it into a verified account re-attaches your name to the coins on the very first hop. An XMR to BTC atomic swap does the same job with no intermediary at all, but it needs dedicated software and a counterparty who is online. This route trades that for a quote you can take from any wallet. The widget above doubles as an XMR to BTC calculator: enter an amount and it shows what the best partner pays at that moment.

The usual trigger is a payment that has to be made in something the recipient recognises. Contractors, hosting providers and marketplaces that accept crypto overwhelmingly quote Bitcoin, and very few will take Monero. Convert the amount you need, when you need it, at the BTC price quoted at that moment. The rest of the balance stays where it was, rather than a whole position moving into a transparent asset for the sake of one invoice. You can swap XMR to BTC without registration, and use the widget as an XMR to BTC exchange calculator before committing. Going the other way, BTC to XMR, is a route of its own: the BTC to XMR exchange page covers how to convert BTC to XMR.

To convert XMR to BTC, enter the exchange amount in the widget. The BTC converter tool then shows the estimated amount you will receive. That figure is the XMR to BTC conversion rate from the best of our partners at that moment, with every fee already taken off. It is a receive amount, not a mid-market price. The widget doubles as a XMR to BTC exchange and price calculator: change the amount and the XMR to BTC conversion updates with it, with no order created.

The rate moves with market conditions across the cryptocurrency market, so the estimated amount is only current until you confirm. At that point it is priced once more, and the order is created at the rate you were shown. Converting Monero costs nothing beyond that figure except one thing: the Monero transaction fee your own wallet pays to send the deposit. On some chains those are called gas fees. They depend on network conditions, not on us.

The exchange process has one manual step, which is sending the deposit. Everything after it is automatic. Once the exchange is completed, the BTC is in your wallet and the swap's data is purged. If something looks wrong before then — a deposit below the minimum, a transfer on the wrong network — the support team can be reached with your swap link. The refund address you set is where funds return.

Minimum amount

The live minimum amount of XMR for this pair is shown in the widget before you confirm. It moves with network conditions rather than being a fixed figure, and there is no maximum.

Network fee

The fee for delivering BTC to your wallet is already inside the receive amount. The one cost outside the quote is the Monero network fee your own wallet pays to broadcast the deposit.

Exchange rate

The XMR to BTC exchange rate is compared in real time across several partners when you enter the amount, and re-priced server-side the moment you confirm, so the rate you see is the rate the order is created with.

Confirmations

The exchange runs once the XMR deposit has the network confirmations the partner requires, and Monero produces a block every ~2 min. How many it waits for depends on the amount, so the tracking page shows the live count.

Every XMR to BTC swap is processed automatically as soon as the required blockchain confirmations land — no manual approval, no review queue, no waiting period we impose. Exchange Monero to Bitcoin here and there is no account step either, so your Bitcoin leaves for your wallet as fast as network conditions allow.

• Set a refund address. It is where funds go back to automatically if the swap cannot complete. Without one a refund is still possible, but you have to contact support with your swap link and a return address first — see refund handling.

This swap needs no account, no email and no identity document, because there is no mechanism here to collect them. What is stored is the amount, the destination address and the refund address — the minimum needed to execute and, if necessary, reverse the exchange — and it is purged once the swap finalizes.

Private mode routes the exchange so that no single party sees both ends of it, at the cost of slightly more spread and one extra settlement hop. The full architecture, and what it deliberately does not promise, is on the privacy page.

1. 01
   Pick the pair and amount

   Set how much XMR you want to exchange. The widget quotes live across our partners and shows the best BTC receive amount.

2. 02
   Give two addresses

   Your BTC destination address, and a XMR refund address in case the swap cannot complete. No account, no email, no identity check.

3. 03
   Send the deposit

   Transfer the XMR from your own wallet to the address shown. Nothing is held on your behalf — it is forwarded on arrival.

4. 04
   Receive your coins

   Once the deposit confirms, the exchange executes and the BTC is sent to your address. Follow it the whole way on the tracking page.

• BTC → XMR
• USDT → XMR
• XMR → USDT
• ETH → XMR
• XMR → ETH
• LTC → XMR
• XMR → LTC
• SOL → XMR

More about Monero and Bitcoin, or browse all exchange pairs and all supported coins.