Swap ZEC to XMR: Zcash to Monero exchange

Both assets are built for privacy, so this is a swap between designs rather than a step up from transparency. The practical case for it is that Zcash’s protection is opt-in and Monero’s is not: a ZEC balance is only private if it was handled correctly at every step, and one transparent hop anywhere in its history is enough to undo the rest.

Monero removes the choice, which removes the mistake. Every transaction hides amounts and parties, so there is no equivalent of accidentally using the transparent side. You also give something up — Zcash’s shielded pool rests on a different and arguably stronger cryptographic footing, and its supply is auditable in a way Monero’s is not. This route is the one to take if consistency matters more to you than either of those.

This is generally a conclusion rather than an experiment: a holder who has used shielded Zcash and decided that an optional protection is one they will eventually forget to apply. The switch is about removing a decision from the process. Worth doing deliberately, since spending out of a shielded address is what preserves the privacy you already have through the swap. An anonymous ZEC to XMR swap moves value from optional privacy to mandatory privacy: you swap ZEC to XMR, no KYC, and nothing about the payout is published.

To convert ZEC to XMR, enter the exchange amount in the widget. The XMR converter tool then shows the estimated amount you will receive. That figure is the ZEC to XMR conversion rate from the best of our partners at that moment, with every fee already taken off. It is a receive amount, not a mid-market price. The widget doubles as a ZEC to XMR exchange and price calculator: change the amount and the ZEC to XMR conversion updates with it, with no order created.

The rate moves with market conditions across the cryptocurrency market, so the estimated amount is only current until you confirm. At that point it is priced once more, and the order is created at the rate you were shown. Converting Zcash costs nothing beyond that figure except one thing: the Zcash transaction fee your own wallet pays to send the deposit. On some chains those are called gas fees. They depend on network conditions, not on us.

The exchange process has one manual step, which is sending the deposit. Everything after it is automatic. Once the exchange is completed, the XMR is in your wallet and the swap's data is purged. If something looks wrong before then — a deposit below the minimum, a transfer on the wrong network — the support team can be reached with your swap link. The refund address you set is where funds return.

Minimum amount

The live minimum amount of ZEC for this pair is shown in the widget before you confirm. It moves with network conditions rather than being a fixed figure, and there is no maximum.

Network fee

The fee for delivering XMR to your wallet is already inside the receive amount. The one cost outside the quote is the Zcash network fee your own wallet pays to broadcast the deposit.

Exchange rate

The ZEC to XMR exchange rate is compared in real time across several partners when you enter the amount, and re-priced server-side the moment you confirm, so the rate you see is the rate the order is created with.

Confirmations

The exchange runs once the ZEC deposit has the network confirmations the partner requires, and Zcash produces a block every ~1 min. How many it waits for depends on the amount, so the tracking page shows the live count.

Every ZEC to XMR swap is processed automatically as soon as the required blockchain confirmations land — no manual approval, no review queue, no waiting period we impose. Exchange Zcash to Monero here and there is no account step either, so your Monero leaves for your wallet as fast as network conditions allow.

• Set a refund address. It is where funds go back to automatically if the swap cannot complete. Without one a refund is still possible, but you have to contact support with your swap link and a return address first — see refund handling.

This swap needs no account, no email and no identity document, because there is no mechanism here to collect them. What is stored is the amount, the destination address and the refund address — the minimum needed to execute and, if necessary, reverse the exchange — and it is purged once the swap finalizes.

Private mode routes the exchange so that no single party sees both ends of it, at the cost of slightly more spread and one extra settlement hop. The full architecture, and what it deliberately does not promise, is on the privacy page.

1. 01
   Pick the pair and amount

   Set how much ZEC you want to exchange. The widget quotes live across our partners and shows the best XMR receive amount.

2. 02
   Give two addresses

   Your XMR destination address, and a ZEC refund address in case the swap cannot complete. No account, no email, no identity check.

3. 03
   Send the deposit

   Transfer the ZEC from your own wallet to the address shown. Nothing is held on your behalf — it is forwarded on arrival.

4. 04
   Receive your coins

   Once the deposit confirms, the exchange executes and the XMR is sent to your address. Follow it the whole way on the tracking page.

• ZEC → BTC
• BTC → XMR
• XMR → BTC
• USDT → XMR
• XMR → USDT
• ETH → XMR
• XMR → ETH
• LTC → XMR

More about Zcash and Monero, or browse all exchange pairs and all supported coins.