Swap BTC to USDC: Bitcoin to USD Coin exchange

This is the conservative version of taking Bitcoin off the table. USDC’s issuer publishes monthly attestations and a reserve breakdown, which is the main reason holders choose it over the alternative, and receiving on Ethereum puts it where the most on-chain venues will accept it.

You are accepting two things Bitcoin does not have: an issuer who can freeze balances at named addresses, and a fee model where moving the token costs ETH. Fund the receiving address with a little ETH, or the USDC that arrives cannot be sent anywhere. If the balance is only going to be transferred rather than used in contracts, the Tron-based alternative is far cheaper to move.

This is the cautious version of stepping out of Bitcoin: dollars, on the chain with the most integrations, from the issuer that publishes the most about its reserves. It suits holders who want the balance available for on-chain use rather than merely stored, and who are willing to pay Ethereum’s fees for that.

To convert BTC to USDC, enter the exchange amount in the widget. The USDC converter tool then shows the estimated amount you will receive. That figure is the BTC to USDC conversion rate from the best of our partners at that moment, with every fee already taken off. It is a receive amount, not a mid-market price. The widget doubles as a BTC to USDC exchange and price calculator: change the amount and the BTC to USDC conversion updates with it, with no order created.

The rate moves with market conditions across the cryptocurrency market, so the estimated amount is only current until you confirm. At that point it is priced once more, and the order is created at the rate you were shown. Converting Bitcoin costs nothing beyond that figure except one thing: the Bitcoin transaction fee your own wallet pays to send the deposit. On some chains those are called gas fees. They depend on network conditions, not on us.

The exchange process has one manual step, which is sending the deposit. Everything after it is automatic. Once the exchange is completed, the USDC is in your wallet and the swap's data is purged. If something looks wrong before then — a deposit below the minimum, a transfer on the wrong network — the support team can be reached with your swap link. The refund address you set is where funds return.

Minimum amount

The live minimum amount of BTC for this pair is shown in the widget before you confirm. It moves with network conditions rather than being a fixed figure, and there is no maximum.

Network fee

The fee for delivering USDC to your wallet is already inside the receive amount. The one cost outside the quote is the Bitcoin network fee your own wallet pays to broadcast the deposit.

Exchange rate

The BTC to USDC exchange rate is compared in real time across several partners when you enter the amount, and re-priced server-side the moment you confirm, so the rate you see is the rate the order is created with.

Confirmations

The exchange runs once the BTC deposit has the network confirmations the partner requires, and Bitcoin produces a block every ~10 min. How many it waits for depends on the amount, so the tracking page shows the live count.

Every BTC to USDC swap is processed automatically as soon as the required blockchain confirmations land — no manual approval, no review queue, no waiting period we impose. Exchange Bitcoin to USD Coin here and there is no account step either, so your USD Coin (ERC20) leaves for your wallet as fast as network conditions allow.

• Match the network. USD Coin (ERC20) settles on Ethereum as a ERC-20 token, so your receiving address must be a Ethereum address. The same ticker exists on several chains and a payout to an address on the wrong one cannot be recovered.
• Set a refund address. It is where funds go back to automatically if the swap cannot complete. Without one a refund is still possible, but you have to contact support with your swap link and a return address first — see refund handling.

This swap needs no account, no email and no identity document, because there is no mechanism here to collect them. What is stored is the amount, the destination address and the refund address — the minimum needed to execute and, if necessary, reverse the exchange — and it is purged once the swap finalizes.

Private mode routes the exchange so that no single party sees both ends of it, at the cost of slightly more spread and one extra settlement hop. The full architecture, and what it deliberately does not promise, is on the privacy page.

1. 01
   Pick the pair and amount

   Set how much BTC you want to exchange. The widget quotes live across our partners and shows the best USDC receive amount.

2. 02
   Give two addresses

   Your USDC destination address, and a BTC refund address in case the swap cannot complete. No account, no email, no identity check.

3. 03
   Send the deposit

   Transfer the BTC from your own wallet to the address shown. Nothing is held on your behalf — it is forwarded on arrival.

4. 04
   Receive your coins

   Once the deposit confirms, the exchange executes and the USDC is sent to your address. Follow it the whole way on the tracking page.

• USDC → BTC
• SOL → USDC
• USDT → USDC
• USDC → USDT
• DASH → BTC
• ZEC → BTC
• BTC → BCH
• BCH → BTC

More about Bitcoin and USD Coin, or browse all exchange pairs and all supported coins.