Exchange USDC to USDT: swap USDC ERC-20 to USDT ERC-20
The reverse trade, usually made for liquidity: Tether is quoted against more assets and on more chains than any other dollar token.
Swapping USD Coin (USDC) to Tether (USDT)
Going the other way is usually about acceptance rather than trust. Tether is the more widely quoted of the two: more venues price against it, more pairs exist in it, and it is the default dollar in much of the market. Holders who need their balance to be liquid everywhere sometimes prefer it despite the thinner reporting.
The trade is disclosure for reach: you give up the monthly attestations and take on an issuer with a longer and more contested history. Both remain freezable and both live on Ethereum, so keep ETH at the holding address for gas. If the balance is destined for transfers rather than contracts, the Tron version of Tether costs a fraction as much to move.
This is generally driven by where the money is going next. Tether is the quote asset in more markets and more pairs. Holders who need their balance to be immediately usable at a specific venue sometimes switch to it despite preferring the other issuer’s reporting. It is a liquidity decision, not a trust one. On price there is little to decide. Each token is built to be worth 1.00 dollar, so 1.00 USDC buys close to 1.00 USDT less the fee. Over any 24 hours USDC rarely strays from that by more than a fraction of a cent. The USDC market is deep enough that size does not change this.
USDC to USDT converter and conversion rates
- 1 USDC
- ≈ 1.0007 USDT
- 10 USDC
- ≈ 10.0073 USDT
- 100 USDC
- ≈ 100.0732 USDT
- 1,000 USDC
- ≈ 1,000.73 USDT
Those are reference figures, not offers; the widget above is the live calculator for any amount. When you request this swap we compare live rates across several independent liquidity partners and show the best receive amount, which is what the order is created with. The partner's spread, our commission and the fee for delivering USDT to your wallet are already inside it — see fees and how the comparison works.
Convert USDC to USDT: conversion rate and estimated amount
To convert USDC to USDT, enter the exchange amount in the widget. The USDT converter tool then shows the estimated amount you will receive. That figure is the USDC to USDT conversion rate from the best of our partners at that moment, with every fee already taken off. It is a receive amount, not a mid-market price. The widget doubles as a USDC to USDT exchange and price calculator: change the amount and the USDC to USDT conversion updates with it, with no order created.
The rate moves with market conditions across the cryptocurrency market, so the estimated amount is only current until you confirm. At that point it is priced once more, and the order is created at the rate you were shown. Converting USD Coin costs nothing beyond that figure except one thing: the USD Coin transaction fee your own wallet pays to send the deposit. On some chains those are called gas fees. They depend on network conditions, not on us.
The exchange process has one manual step, which is sending the deposit. Everything after it is automatic. Once the exchange is completed, the USDT is in your wallet and the swap's data is purged. If something looks wrong before then — a deposit below the minimum, a transfer on the wrong network — the support team can be reached with your swap link. The refund address you set is where funds return.
USDC to USDT minimum amount, network fee and exchange rate
- Minimum amount
- The live minimum amount of USDC for this pair is shown in the widget before you confirm. It moves with network conditions rather than being a fixed figure, and there is no maximum.
- Network fee
- The fee for delivering USDT to your wallet is already inside the receive amount. The one cost outside the quote is the USD Coin (ERC20) network fee your own wallet pays to broadcast the deposit.
- Exchange rate
- The USDC to USDT exchange rate is compared in real time across several partners when you enter the amount, and re-priced server-side the moment you confirm, so the rate you see is the rate the order is created with.
- Confirmations
- The exchange runs once the USDC deposit has the network confirmations the partner requires, and USD Coin (ERC20) produces a block every ~12 sec. How many it waits for depends on the amount, so the tracking page shows the live count.
Instant USDC to USDT swaps
Every USDC to USDT swap is processed automatically as soon as the required blockchain confirmations land — no manual approval, no review queue, no waiting period we impose. Exchange USD Coin to Tether here and there is no account step either, so your Tether (ERC20) leaves for your wallet as fast as network conditions allow.
Before you send
- Match the network. Tether (ERC20) settles on Ethereum as a ERC-20 token, so your receiving address must be a Ethereum address. The same ticker exists on several chains and a payout to an address on the wrong one cannot be recovered.
- Send the right USDC. The deposit address is a Ethereum address expecting ERC-20 USDC. Sending the same ticker from another chain to it will not credit the swap.
- Set a refund address. It is where funds go back to automatically if the swap cannot complete. Without one a refund is still possible, but you have to contact support with your swap link and a return address first — see refund handling.
What we can and can't see
This swap needs no account, no email and no identity document, because there is no mechanism here to collect them. What is stored is the amount, the destination address and the refund address — the minimum needed to execute and, if necessary, reverse the exchange — and it is purged once the swap finalizes.
Private mode routes the exchange so that no single party sees both ends of it, at the cost of slightly more spread and one extra settlement hop. The full architecture, and what it deliberately does not promise, is on the privacy page.
How to exchange USDC for USDT
- 01Pick the pair and amount
Set how much USDC you want to exchange. The widget quotes live across our partners and shows the best USDT receive amount.
- 02Give two addresses
Your USDT destination address, and a USDC refund address in case the swap cannot complete. No account, no email, no identity check.
- 03Send the deposit
Transfer the USDC from your own wallet to the address shown. Nothing is held on your behalf — it is forwarded on arrival.
- 04Receive your coins
Once the deposit confirms, the exchange executes and the USDT is sent to your address. Follow it the whole way on the tracking page.
USDC to USDT — frequently asked questions
Do I need an account to swap USDC for USDT?
No. There is no registration, no email and no identity check anywhere in the flow. You provide a destination address and a refund address, send the deposit from your own wallet, and the funds are forwarded to you.
Why move to the less transparent issuer?
Usually because of where the money is going. Tether is the quote asset in more markets and more trading pairs, so a balance in it is immediately usable at venues that may not list the alternative. It is a liquidity decision rather than a judgement about the reserves.
Do I still need ETH after the swap?
Yes. Both tokens are ERC-20s, and moving either requires gas paid in ETH from the holding address. Nothing about switching between them changes that, so keep some ETH in the wallet or the balance cannot be transferred.
What is the minimum USDC amount?
It moves with network conditions, so the widget shows the live minimum for this pair before you confirm rather than quoting a fixed figure. Minimums exist so on-chain costs stay a small fraction of the swap instead of swallowing it. There is no maximum.
What happens if the swap fails?
It is refunded to the return address you set before confirming — that address is the whole mechanism, which is why it is asked for up front. Deposits below the minimum, deposits that arrive after the quote window closes, and routes that stall are all handled the same way.
How long does a USDC to USDT swap take?
Mostly the time the USD Coin (ERC20) network takes to confirm your deposit. The exchange runs automatically once the deposit has the confirmations the partner requires, and the USDT payout follows within minutes of that. The time depends on network conditions and on the amount. Larger deposits wait for more confirmations, and USD Coin (ERC20) produces a block roughly every ~12 sec. The tracking page shows the live confirmation count.
Which USDT network is used?
Tether (ERC20) settles on Ethereum as a ERC-20 token. Your receiving address must be a Ethereum address. The same ticker exists on several chains, and a payout sent to an address on the wrong one is not recoverable by us or by the exchange.
Related pairs
More about USD Coin and Tether, or browse all exchange pairs and all supported coins.