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Swap ETH to XLM: Ethereum to Stellar exchange

Trade Ethereum gas costs for a ledger where a transfer costs a tiny fraction of a cent and settles in seconds.

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Fees typically 0.4% · Best rate across all providers · No account needed

Swapping Ethereum (ETH) to Stellar (XLM)

Cost is the driver. Ethereum charges for blockspace and Stellar barely charges at all, so for value whose purpose is to be transferred rather than deployed in a contract, Stellar is the far cheaper rail. The trade is capability: no smart contracts of Ethereum’s kind, and a much smaller ecosystem.

Send from an Ethereum address with enough ETH remaining to pay for the deposit transaction. On the receiving side, remember the memo: an XLM deposit to any exchange or custodial account without the memo it issued you will not be credited automatically. Make sure, too, that the destination account already holds Stellar’s minimum reserve, or is receiving enough to establish it.

The driver is almost always cost on a specific transfer. Someone needs to send a modest amount and finds Ethereum’s fee disproportionate to it, so the value gets moved to a rail where the fee is irrelevant. Because Stellar accounts need a minimum reserve to exist, a first transfer to a new account has to be large enough to establish it. The minimum amount depends on the route and moves with the market, and the gas left behind is its own figure: that amount depends on network demand at the moment you send. Enter the Ethereum ETH to convert, ETH to XLM, and the widget shows the estimated amount of XLM before you commit.

ETH to XLM converter and conversion rates

1 ETH
≈ 13,549.57 XLM
10 ETH
≈ 135,495.68 XLM
100 ETH
≈ 1,354,956.81 XLM
1,000 ETH
≈ 13,549,568.12 XLM

Those are reference figures, not offers; the widget above is the live calculator for any amount. When you request this swap we compare live rates across several independent liquidity partners and show the best receive amount, which is what the order is created with. The partner's spread, our commission and the fee for delivering XLM to your wallet are already inside it — see fees and how the comparison works.

Convert ETH to XLM: conversion rate and estimated amount

To convert ETH to XLM, enter the exchange amount in the widget. The XLM converter tool then shows the estimated amount you will receive. That figure is the ETH to XLM conversion rate from the best of our partners at that moment, with every fee already taken off. It is a receive amount, not a mid-market price. The widget doubles as a ETH to XLM exchange and price calculator: change the amount and the ETH to XLM conversion updates with it, with no order created.

The rate moves with market conditions across the cryptocurrency market, so the estimated amount is only current until you confirm. At that point it is priced once more, and the order is created at the rate you were shown. Converting Ethereum costs nothing beyond that figure except one thing: the Ethereum transaction fee your own wallet pays to send the deposit. On some chains those are called gas fees. They depend on network conditions, not on us.

The exchange process has one manual step, which is sending the deposit. Everything after it is automatic. Once the exchange is completed, the XLM is in your wallet and the swap's data is purged. If something looks wrong before then — a deposit below the minimum, a transfer on the wrong network — the support team can be reached with your swap link. The refund address you set is where funds return.

ETH to XLM minimum amount, network fee and exchange rate

Minimum amount
The live minimum amount of ETH for this pair is shown in the widget before you confirm. It moves with network conditions rather than being a fixed figure, and there is no maximum.
Network fee
The fee for delivering XLM to your wallet is already inside the receive amount. The one cost outside the quote is the Ethereum network fee your own wallet pays to broadcast the deposit.
Exchange rate
The ETH to XLM exchange rate is compared in real time across several partners when you enter the amount, and re-priced server-side the moment you confirm, so the rate you see is the rate the order is created with.
Confirmations
The exchange runs once the ETH deposit has the network confirmations the partner requires, and Ethereum produces a block every ~12 sec. How many it waits for depends on the amount, so the tracking page shows the live count.

Instant ETH to XLM swaps

Every ETH to XLM swap is processed automatically as soon as the required blockchain confirmations land — no manual approval, no review queue, no waiting period we impose. Exchange Ethereum to Stellar here and there is no account step either, so your Stellar leaves for your wallet as fast as network conditions allow.

Before you send

  • Include the memo. Receiving XLM into an exchange or custodial account nearly always requires one — the platform shares a single address across all its users and the memo is what identifies you within it. Personal wallets do not need one.
  • Set a refund address. It is where funds go back to automatically if the swap cannot complete. Without one a refund is still possible, but you have to contact support with your swap link and a return address first — see refund handling.

What we can and can't see

This swap needs no account, no email and no identity document, because there is no mechanism here to collect them. What is stored is the amount, the destination address and the refund address — the minimum needed to execute and, if necessary, reverse the exchange — and it is purged once the swap finalizes.

Private mode routes the exchange so that no single party sees both ends of it, at the cost of slightly more spread and one extra settlement hop. The full architecture, and what it deliberately does not promise, is on the privacy page.

How to exchange ETH for XLM

  1. 01
    Pick the pair and amount

    Set how much ETH you want to exchange. The widget quotes live across our partners and shows the best XLM receive amount.

  2. 02
    Give two addresses

    Your XLM destination address, and a ETH refund address in case the swap cannot complete. No account, no email, no identity check.

  3. 03
    Send the deposit

    Transfer the ETH from your own wallet to the address shown. Nothing is held on your behalf — it is forwarded on arrival.

  4. 04
    Receive your coins

    Once the deposit confirms, the exchange executes and the XLM is sent to your address. Follow it the whole way on the tracking page.

ETH to XLM — frequently asked questions

Do I need an account to swap ETH for XLM?

No. There is no registration, no email and no identity check anywhere in the flow. You provide a destination address and a refund address, send the deposit from your own wallet, and the funds are forwarded to you.

Why move value to Stellar rather than keep it on Ethereum?

Transfer cost, almost always. Stellar’s fees are a rounding error and settlement takes seconds, so for value whose purpose is to move rather than to be deployed in contracts, it is dramatically cheaper. Ethereum remains the better place for anything that needs programmability.

What do I need to leave in my Ethereum wallet?

Enough ETH to pay gas for the deposit transaction itself. A wallet swept to zero cannot broadcast anything, and that includes the transfer you are trying to make. The amount varies with network demand, so check before sending rather than cutting it fine.

What is the minimum ETH amount?

It moves with network conditions, so the widget shows the live minimum for this pair before you confirm rather than quoting a fixed figure. Minimums exist so on-chain costs stay a small fraction of the swap instead of swallowing it. There is no maximum.

What happens if the swap fails?

It is refunded to the return address you set before confirming — that address is the whole mechanism, which is why it is asked for up front. Deposits below the minimum, deposits that arrive after the quote window closes, and routes that stall are all handled the same way.

How long does a ETH to XLM swap take?

Mostly the time the Ethereum network takes to confirm your deposit. The exchange runs automatically once the deposit has the confirmations the partner requires, and the XLM payout follows within minutes of that. The time depends on network conditions and on the amount. Larger deposits wait for more confirmations, and Ethereum produces a block roughly every ~12 sec. The tracking page shows the live confirmation count.

Does my XLM address need a memo?

If you are receiving into an exchange or custodial account, almost certainly yes — Stellar uses one shared address per platform and the memo is what identifies you within it. A deposit sent without it lands in the platform's general pool and recovering it depends entirely on their support process. Personal wallets do not need one.

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